I’m on my own hustle.

Another day, Another dollar.

Every new day that approaches is just another day to keep myself financially afloat. Finding creative ways to save money and even more creative ways to make money. Being in debt isn’t easy. You’re constantly trying to control every aspect of your finances and budgeting ways to make even the simplest things happen.  Basically if you read the fine print about my life, being in debt majorly sucks (along with a million other psychological scars). Weeding out a lot of the wants and focusing on only what I need, is one of the main factors of my budgeting. For the most part I have been doing well with taking care of my finances. I’ve stopped living paycheck to paycheck. I haven’t overdrafted my account in months. I have even managed to save money to pay a good chunk of my debt, as well as splurge on much needed fun vacations. While I am on my own hustle, I am completely aware that everyone else is on their own personal hustle. I get it. Times are rough. People need that extra chump change to pay for expenses. My personal dilemma is that I am a sucker for sob stories. If you tell me you don’t have any money, I believe you. If you tell me that your life is rough, I believe you. Which therefore makes me the biggest target.

People are natural born salesmen. They have the eyes and the ears to prey on human emotion. I know mainly because I have in my youth manipulated situations to get my way (who hasn’t). In this day and age people are becoming desperate in their attempts to make money. There are thousands of get rich scams born every day and some more obvious than the rest. I am just here to tell you that I get it. You don’t have to sell me on product. You don’t have to tell me how so and so product is the greatest thing since sliced bread. You don’t have to tell me that the thousands of dollars I’ve spent on product, your one product can do is less than 10 minutes. I GET IT. What gets me and absolutely breaks my heart are the sob stories that follow. The over all theme of every hustle is “I am broke, please buy my product”. What do I do? I buy the product. Told you I was a sucker.

Let me just get one thing straight, I am all for the hustle. Times are rough and making money at times isn’t as easy as going out and getting a job. We all want this lifestyle of never having to worry about money. Never having to pinch pennies to make ends meet. As I have stated times are rough, we all find ways to make up those extra expenses. We work longer hours to get our overtime pay. We take up extra responsibilities and at times take up an extra job or two. Sometimes that isn’t enough. We’ve already sacrificed many of our favorite things to make up for our expenses. Because of our expenses we turn to these get rich scams to help us out of a situations. We turn to the Mary Kay/Avon/Party Lite/ Tupperware parties to be our salvation for our needs. Like the sucker that I am, I fall into the trap. I fall for the “You don’t have to pay anything” pretense of the party, the allure of the appetizers, and sell of a great story. While I have been told multiple times, I don’t have to buy anything, I can’t help but buy. For every party that I have attended, if you sell me on a product more than likely I will buy it. If you tell me the wax doesn’t burn, I will believe you. If you tell me I’m spending too much money a basic lipstick and your formula is better for cheaper, I will believe you. I am being sold on an idea that this is the best product and all I am really seeing is that you need my help.

Don’t get me wrong, I am all for the next great product. However, I have drawers full of the next great product. Literally drawers full of varieties of makeup, shampoos, supplies, and all housed in their individual Tupperware container. One of my main problems with my debt is my inability to say “No”. When you invite me to your parties, I go to support you. While I know there is no obligations to purchase, I can’t help myself. I want to help you, I want you to be successful in your hustle. Sometimes helping your hustle is draining my own. As much I want to give you all the tools you need to succeed, I can’t help but fail myself in my own needs. I hate to be the bad guy and no matter what I say, I’m going to be the bad guy.  Truth of the matter is I do not have the money to spend.  To be completely blunt and honest, I don’t need whatever you are selling me. Unless it’s a magical eraser that will completely erase my debt, that is the only thing that I truly need. If I can’t spend money on myself, I’m sorry but I can’t help you in your hustle. Trust me when I say, I want to help you. Trust me when I say, I truly understand.

You have to understand where I am coming from. I have spent every last cent of my own money to help people out. I just don’t have it in my heart to keep saying yes, unfortunately I need to be realistic and start saying NO.  It’s not that I don’t believe in you, I do. Just out of respect for my own wallet and my own sanity, I have to politely decline. Please do not invite me to your hustle parties. Please do not try and sell me on the next great product. Please for whatever reason do not sell me on your sob story. I will support you in all that you do. I will pass out a catalog, and drop your name and the product you are selling to everyone. I will be more than happy to share your listings and your posts, but please do not pressure me to purchase. Debt is a 4 letter word that has consumed my life and I must focus on my own hustle before I can focus on yours. While I wish you luck in all your many pursuits, I just respect that you keep me out of them.

Thank you.

 

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